Credit and Finance Consumer Advisory Bulletins

The Consumer Advisory is Attorney General Tom Miller's monthly bulletin with tips and information about a comprehensive list of consumer issues.

Consumer Tips for Holiday Shoppers
How to Deal with Credit Card Offers
Freezing Your Credit Report
Call the Iowa Mortgage Help Hotline
Beware of Foreclosure “Rescue” Scams
Beware of "Free Trial Offers"
Rapid Tax-Refund Loans: A very costly way to gain just a few days on tax refunds
Prevent Identity Theft
Credit Cards on Student Incomes: Proceed With Caution -- and Shop With Care!
New Iowa "Foreclosure Hotline" -- 877-622-4866
Fair Debt Collection: Know Your Rights
Gift Card Fact Sheet: Tips for Consumers
Avoid Car Title Loans
Get Your FREE Credit Reports
Guard Your Bank Accounts
"Payday Loans" -- Dollars Down the Drain?
Counterfeit Cashier’s Check Scam Grows
Medicare Rx Drug Discount Cards: Check 'em out -- but Beware of Scams
Nigeria Counterfeit Check Scam: Warning! Phony Cashier's Checks Cheat On-Line Sellers
Beware of Scheme Targeting African Americans
"Rent-to-Own" -- Know the Costs!
Home Equity Loans: Save for Months -- Pay for Decades
Zero-Percent Financing" Can Cost You Plenty!
"Credit Card Protection Plans" -- Paying for What You Can Do for Free?
Credit Insurance: Is it a Good Idea for You?
Advance Fee "Loan Broker" Schemes
Avoid Pyramid Schemes. Pyramids schemes are illegal -- and are destined to fail